What is the key difference?
Super Visa insurance must satisfy specific federal requirements for qualifying parents and grandparents. General Visitors to Canada insurance is designed for eligible temporary visitors and may have different coverage limits and trip lengths. An ordinary short-duration visitor policy does not automatically meet the Super Visa application rules.
Quick comparison
| Feature | Super Visa insurance | Visitors medical insurance |
|---|---|---|
| Primary purpose | Parent/grandparent Super Visa applications | Eligible visitors, tourists and relatives |
| Required minimum for visa | $100,000 emergency coverage | Depends on visit type; no universal Super Visa minimum |
| Policy length | At least one year from entry | Varies with trip and insurer |
| Hospitalization/repatriation | Required qualifying benefits | Check specific benefit schedule |
| Medical exclusions | Insurer-specific | Insurer-specific |
How to choose
When the traveller needs a Super Visa, use an eligible qualifying policy. When the traveller is coming for a shorter general visit or another permitted purpose, evaluate visitor medical coverage based on their situation. In both cases compare the insurer’s complete contract and emergency-support process.