Super Visa Insurance FAQs — 2026

At least CAD $100,000 in qualifying emergency medical benefits.

At least one year from the intended entry date, and valid insurance must be maintained during the visit and at each entry.

No. An unpaid quote is not sufficient proof. IRCC requires qualifying purchased insurance.

Certain approved insurers outside Canada may qualify under strict requirements; check the official issuing-insurer rules.

Yes. As of March 31, 2026, IRCC introduced alternative assessments involving either of the last two tax years or eligible supplemental income from the visiting parent/grandparent.

An immigration medical exam is required as part of the Super Visa application rules, independently of any insurance underwriting.

Some insurer products may be available, but medical stability and exclusions must be checked individually.

Possibly before coverage begins, subject to insurer conditions and requested documentation.

Emergency travel medical coverage usually does not cover routine preventive care. Check limited emergency dental benefits in the policy.

Refunds or cancellations are determined by insurer rules and may require a formal refusal notice and other documents.

No. The premium is the price of insurance; the deductible is a potential amount payable under a covered claim.

Call 647-640-2222, use WhatsApp, or send an email to pankaj@insureincanada.ca.